If you spend more than a year in California, you’ll feel the winds heading off the Pacific Ocean at some point, even up in the mountains where you might find some shelter behind the craggy peaks of the Sierra Nevada.
Chances are good that flying debris will hit your car at some point if you live here long enough. It’s a common auto body repair service for our team because the flat lands around Los Angeles see high winds without much resistance when there are no mountains in the way. And trash, branches, and anything light enough could impact your car. If you’re asking, “What do I do when flying debris hits my car?” You’ve come to the right place!
Keep reading to find out how to handle vehicle wind damage, or read on if you're wondering if insurance will cover flying debris that hits a car.
Is Wind Damage Covered by Insurance for My Car?
The majority of comprehensive and collision insurance policies cover wind damage, but that is not always the case. The key is to review the Covered Perils in your insurance policies for weather-related vehicle damage.
Specifically, your insurance policy should cover wind damage. It will cover damage after strong gales blow objects into your car and damage it in Beverly Hills. If you determine that wind damage is covered by insurance, you’ll need to know these examples of the type of damage you could see in California:
- Sandstorms in desert areas
- Windblown rocks
- Branches blown down from trees
- Power lines blown down by high winds
- General debris like fences, shingles, siding, and more
So, yes, wind damage is covered by insurance. But you must check your policy. When you take your vehicle in for repairs, you’ll still need to pay any deductibles. Always make sure to inspect your car, truck, or SUV after a strong wind storm in Compton to see if your vehicle has wind damage.
Does Car Insurance Cover Tornado Damage?
We don’t get a lot of tornadoes in California, the same types of car insurance that cover wind damage also cover tornado damage. Again, look over your comprehensive and collision policies to see if your car insurance does indeed cover tornado damage, especially if you drive to a tornado-prone area during the spring or autumn months.
Full-Service Auto Body Repair at Eli’s Collision Repair
Our team will give you an honest estimate for wind damage repairs and work with your insurance company to assess the repairs you need. We want you to get the best possible results. Look at our before and after photos to see the quality of our work. Contact us if you have any questions!